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Personal Accident Insurance from novastris

The Personal Accident insurance specialist

Call us on : 020 3640 6801
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Personal Accident Insurance

What would you do if you had an accident and couldn't work? How would you pay the grocery bills, the rent, mortgage and utility bills?

novastris personal accident cover can help ensure life's unforseen problems don't  disrupt your family's financial priorities

It's easy to get a quote, and you get can get cover in minutes!

 
  Get a Quote
  • Provides a tax-free cash lump sum of up to £250,000 in the event of your Accidental Death (under current legislation) to leave to a loved one
  • Accidental Death Benefit cover available from £10,000 up to £250,000 (dependent on your salary and occupation)
  • Low monthly premiums
  • Available to anyone aged between 18 and 80 inclusive ( Accidental Death Benefit only, for those aged 65-80)

You can add even more options to your personal accident insurance policy:

  • Bereavement Benefit from £1.27 per month* - offers up to £2,500 for bereavement counselling
  • Funeral Expenses Benefit from £1.27 per month* - offers up to £2,500 for funeral costs in the event of your accident death
  • Dependants' Benefit from £2.04 per month** - offers a total of up to £20,000 that includes expenses for childcare, domestic assistance and a fixed sum of £5,000 per minor dependant child
  • Home Alteration Benefit from £2.04 per month** - offers up to £10,000 for converting a home if accessibility becomes an issue

In addition, your policy can also include the following features for a small increase in monthly premium

  • 1. Permanent Accidental Disability from £1.53 per month*
  • This pays out your tax-free cash lump sum benefit if you are unable to work due to an accident which means you are permanently disabled.
  • 2. Extended Permanent Accidental Disability from £1.78 per month*
  • This pays out your tax-free cash lump sum benefit if you are unable to work due to an accident which results in a loss of limbs or senses.
  • 3. Temporary Accidental Disability Insurance from £2.71 per month
  • This pays a weekly benefit if you are unable to work due to an accident which means you are temporarily disabled. (this is based on £10,000 accidental death benefit cover).
  • See FAQs for full definition.

Frequently Asked Questions

If you have any questions about novastris personal accident insurance please try our FAQs, call 0203 640 6801 (lines are open Monday to Friday from 9am to 5pm) or email us at info@novastris.com. Telephone calls may be recorded and/or monitored.

Make a Claim

If you need to make a claim on your novastris personal accident insurance policy you can download a claim form from here.  Send your completed form to novastris claims, Healix International, Healix House, Esher, Esher Green, Surrey, KT10 8AB, United Kingdom.

Alternatively you can call 0203 640 6790 (lines are open Monday to Friday from 9am to 5pm) for more assistance. Telephone calls may be recorded and/or monitored.

Policy Wording and Terms and Conditions

For your convenience the Key Facts, Insurance Certificate Wording and Terms of Business have been incorporated into one document

download here

*Prices quoted are based on occupation and benefit(s) available, depending upon your circumstances all benefits may not be available. Terms and conditions apply.